<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://thresholdsofficial.com/blogs/notes</loc>
    <lastmod>2026-08-22T23:48:05+03:00</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://thresholdsofficial.com/blogs/notes/what-moving-country-actually-costs</loc>
    <lastmod>2026-08-22T23:48:02+03:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1018/2380/7814/articles/art-costs.png?v=1787431682</image:loc>
      <image:title>What moving country actually costs</image:title>
      <image:caption>Bar chart: deposits and up-front housing are a far larger share of a move than the removals bill</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://thresholdsofficial.com/blogs/notes/183-day-rule-mid-year-movers</loc>
    <lastmod>2026-08-22T23:48:03+03:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1018/2380/7814/articles/art-183.png?v=1787431683</image:loc>
      <image:title>The 183-day rule, and why mid-year movers get it wrong</image:title>
      <image:caption>A year split 160 days in Lithuania, 175 in Germany and 30 elsewhere, with neither country reaching the 183-day line</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://thresholdsofficial.com/blogs/notes/true-cost-of-buying-a-home-europe</loc>
    <lastmod>2026-08-22T23:48:05+03:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1018/2380/7814/articles/art-truecost.png?v=1787431684</image:loc>
      <image:title>The asking price is not what leaves your account</image:title>
      <image:caption>Diagram: the mortgage covers 80 percent of the price, while the deposit and all fees must come from savings in cash</image:caption>
    </image:image>
  </url>
</urlset>
